Auto Insurance for Teens

Why it is important for a teenager to compare car insurance rates:

When it comes to teenagers and students, getting rates from a variety of carriers is important because it helps locate those who offer a cheaper rate to teens. In reality, some companies even target the teenage drivers because they are profitable in the young driver category. In the other hand, some coverage providers let you know that they find you too risky by quoting an outrageous premium.

For Parents:

Is it cheaper to add me to my parent's policy or get my own? The best way to answer that question is to get quotes from other companies to see the insurer who may offer cheaper auto insurance for the desired coverage. Simply enter zip code above to begin providing the basic information needed for a teenager's quotes from multiple companies.


Frequently asked questions by teen's parents:

Should I add my child to my policy or have them open a new one? - Determining whether you should add a child to your current auto insurance policy or have them open a policy independently depends on a few factors. First of all, it is a good idea to have your agent or carrier give you a quote for the addition of the child. Remember that if you have multiple vehicles on your policy, the new driver may cause an increase in premium for all vehicles on the policy.

Depending on the child's age, time licensed, driving record, marital status, occupation and commute, the premium may vary within different carriers and some will let you know that they prefer not to take on the risk by charging a high rate. With this in mind, it's easy to realize why comparing quotes is important in determining which insurer will be a better choice.
Teens with learner's permits - Youths with learner permits or a driver's permit can search for their own policy to be independent from their parent's policy before being licensed as long as they agree to obtain the permanent license within an agreed amount of time. Here are insurance tips for young singles provided by a trusted government source as insuring guidance with a bit of "101" for added knowledge.